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Protect Your Business, Ensure Your Success

At The Carbone Agency, we understand the unique challenges and risks faced by business owners like you. That’s why we offer comprehensive business owners insurance solutions designed to protect your business assets, mitigate liability, and provide coverage for unexpected events. Let us guide you through our range of insurance options, tailored to meet the specific needs of your business.

Liability Protection

As a business owner, you face potential liability risks on a daily basis. Our business owners insurance includes liability protection, covering bodily injury, property damage, and personal injury claims that may arise from your business operations. Safeguard your business against lawsuits and financial losses with our comprehensive liability coverage.

Business Interruption Insurance

Unforeseen events can disrupt your business operations, leading to financial losses. Our business owners insurance offers business interruption coverage, which helps replace lost income and covers ongoing expenses during a period of temporary closure or slowdown due to a covered loss. Protect your business from the financial impact of unexpected interruptions.

Property Coverage

Whether you have a painting company or a dental office, your business property is the foundation of your operations. Without it chances are your business could not function. This is why our business owner’s insurance provides property coverage which can help you safeguard your buildings, equipment, inventory, and other physical assets against perils such as fire, theft, vandalism, or natural disasters. Protect your investments and ensure your business continuity with our tailored coverage today.


Are You Properly Covered?

Take a closer look at the list below to identify the type of equipment and property often overlooked by general liability policies.

  • Heavy machinery and equipment (e.g., excavators, cranes, bulldozers)
  • Tools and power tools
  • Scaffolding and temporary structures
  • Construction materials (e.g., lumber, steel, cement)
  • Commercial kitchen equipment (e.g., ovens, fryers, refrigerators)
  • Specialty equipment (e.g., coffee machines, ice cream makers)
  • Point-of-sale systems and electronics
  • Outdoor seating or patio furniture
  • Machinery and production equipment
  • Industrial tools and automation systems
  • Inventory and raw materials
  • Product prototypes or molds
  • Specialized medical equipment (e.g., MRI machines, surgical tools)
  • Diagnostic devices and laboratory equipment
  • Medical furniture and fixtures
  • Portable medical devices and technology
  • Store fixtures and shelving units
  • Cash registers and point-of-sale systems
  • Inventory and stock
  • Display cases and signage
  • Computers, laptops, and servers
  • Specialized software and licensing
  • Data storage and backup systems
  • Office furniture and equipment
  • Lawnmowers and grass-cutting equipment
  • Leaf blowers and garden tools
  • Tree trimming and pruning equipment
  • Chainsaws, wood chippers and stump grinders
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Request A Free Review

Ready to ensure you have the right coverage for your auto insurance needs? Contact us today for a free review and to discuss your options. Our knowledgeable agents will help you make choices that provide safety, asset protection, and financial security.